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Legal · June 14, 2026

Terms & Policies

Please read these policies carefully. By using this Site, you agree to be bound by these terms.

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Terms of Use

Agreement to Terms

By accessing or using Cosmic Ontology ("the Site"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you may not access the Site. These Terms apply to all visitors, users, and others who access or use the Site.

Intellectual Property

All content on this Site — including but not limited to text, images, graphics, audio, video, course materials, blog posts, and metaphysical teachings — is the exclusive intellectual property of Nannette E. O'Neal, Ph.D. and Cosmic Ontology, unless otherwise noted. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any content without express written permission.

Use of Content

You are granted a limited, non-exclusive, non-transferable license to access and view the Site's content for personal, non-commercial purposes. Sharing short excerpts for educational or inspirational purposes is permitted provided full attribution is given to Nannette E. O'Neal, Ph.D. and a link to the Site is included.

Purchases & Digital Products

All sales of books, courses, and digital materials are final unless otherwise stated. By completing a purchase, you agree to our refund policy as communicated at the point of sale. Digital products are licensed for personal use only and may not be shared, redistributed, or resold.

Disclaimer of Warranties

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Cosmic Ontology does not warrant that the Site will be uninterrupted, error-free, or free of viruses. Metaphysical and spiritual content is offered for educational and inspirational purposes and does not constitute medical, legal, psychological, or financial advice.

Limitation of Liability

To the fullest extent permitted by law, Nannette E. O'Neal, Ph.D. and Cosmic Ontology shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its content.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Texas.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

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Privacy Policy

Information We Collect

We collect information you voluntarily provide, such as your name and email address when you subscribe to our newsletter, make a purchase, or contact us. We may also automatically collect certain technical data when you visit the Site, including IP address, browser type, pages visited, and time spent on pages.

How We Use Your Information

We use the information we collect to: deliver and improve our services; send newsletters, course updates, and promotional communications (only with your consent); process transactions and send related information; respond to inquiries and support requests; and analyze usage trends to improve the Site experience.

Cookies & Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies help us understand how you interact with our content, remember your preferences, and serve relevant information. You may instruct your browser to refuse all cookies; however, some features of the Site may not function properly as a result.

Third-Party Services

We may use trusted third-party services to operate the Site, including payment processors, email marketing platforms, and analytics providers. These parties have access to your information only as necessary to perform their functions and are obligated not to disclose or use it for other purposes.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. When we no longer need your information, we will securely delete or anonymize it.

Your Rights

Depending on your location, you may have the right to access, correct, or delete your personal data; withdraw consent at any time; object to or restrict processing; and data portability. To exercise these rights, please contact us at the address below. We will respond within 30 days.

Children's Privacy

This Site is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately and we will take steps to delete it.

Contact

For privacy-related inquiries, please contact: privacy@cosmicOntology.com

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Acceptable Use Policy

Permitted Uses

You may use this Site to browse, learn, purchase products, subscribe to our newsletter, and engage with our metaphysical and philosophical content for personal growth, education, and spiritual development. We encourage respectful sharing of ideas within the spirit of cosmic inquiry and collective awakening.

Prohibited Conduct

You agree not to: use the Site for any unlawful purpose or in violation of any regulations; impersonate any person or entity or misrepresent your affiliation; collect or harvest personal data from other users; transmit spam, unsolicited messages, or harmful code; attempt to gain unauthorized access to any portion of the Site or its systems; use automated scripts, bots, or crawlers to extract content; or engage in any conduct that restricts or inhibits anyone's use of the Site.

Content Standards

Any content you submit — including comments, emails, or community contributions — must be truthful, non-defamatory, and respectful. Content that is hateful, discriminatory, sexually explicit, threatening, or infringes on the rights of others is strictly prohibited. We reserve the right to remove any content that violates these standards.

Misuse of Spiritual Content

The metaphysical teachings, courses, and writings on this Site are offered in a spirit of light and service. Using this content for purposes that harm others, exploit vulnerable individuals, or misrepresent the teachings of Nannette E. O'Neal, Ph.D. is expressly forbidden.

Enforcement

We reserve the right to investigate and take appropriate action, including terminating access to the Site, removing content, or reporting to law enforcement, when we believe a violation of this Acceptable Use Policy has occurred. We are not obligated to monitor all activity but may do so at our discretion.

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Data Protection Addendum

Scope & Purpose

This Data Protection Addendum ("DPA") applies to the processing of personal data by Cosmic Ontology on behalf of users and subscribers in connection with services offered through this Site. It supplements our Privacy Policy and governs data handling obligations in compliance with applicable data protection laws, including the Texas Data Privacy and Security Act (TDPSA) and, where applicable, the General Data Protection Regulation (GDPR).

Definitions

"Personal Data" means any information relating to an identified or identifiable natural person. "Processing" means any operation performed on Personal Data, including collection, storage, use, and deletion. "Data Controller" refers to the entity that determines the purposes and means of processing Personal Data — in this context, Cosmic Ontology / Nannette E. O'Neal, Ph.D. "Data Subject" refers to the individual whose Personal Data is processed.

Data Processing Obligations

We process Personal Data only as necessary to deliver our services, as described in our Privacy Policy. We implement appropriate technical and organizational measures to protect Personal Data against unauthorized access, loss, or destruction. We do not sell Personal Data to third parties for their own marketing purposes.

International Data Transfers

If you access this Site from outside the United States, your information may be transferred to and processed in the United States, where data protection laws may differ from those in your country. By using this Site, you consent to such transfer. Where required by law, we implement appropriate safeguards, including Standard Contractual Clauses.

TDPSA Rights (Texas Residents)

Under the Texas Data Privacy and Security Act (TDPSA), Texas residents have the right to: confirm whether we are processing your personal data and access it; correct inaccuracies in your personal data; delete personal data you have provided to us; obtain a portable copy of your personal data; and opt out of the sale of personal data, targeted advertising, or profiling (we do not sell personal data). To submit a TDPSA request, contact us at privacy@cosmicOntology.com. We will respond within 45 days, with a possible 45-day extension where reasonably necessary.

GDPR Rights (EEA Residents)

If you are located in the European Economic Area, you have additional rights under the GDPR, including the right of access, rectification, erasure ("right to be forgotten"), restriction of processing, data portability, and the right to lodge a complaint with a supervisory authority. Our lawful basis for processing is typically consent or legitimate interests.

Data Breach Notification

In the event of a personal data breach that poses a risk to your rights and freedoms, we will notify affected individuals and relevant supervisory authorities within the timeframes required by applicable law, and no later than 72 hours after becoming aware of the breach where required by the GDPR.

Contact & DPO

For all data protection inquiries, requests, or concerns, please contact us at privacy@cosmicOntology.com. We will acknowledge your request within 5 business days and resolve it within 30 days.

Questions?

For any inquiries regarding these policies, please contact privacy@cosmicOntology.com

Last Updated: June 14, 2026